{"id":17247,"date":"2026-11-14T09:11:09","date_gmt":"2026-11-14T01:11:09","guid":{"rendered":"https:\/\/thelorry.com\/my\/?p=17247"},"modified":"2026-11-14T09:11:10","modified_gmt":"2026-11-14T01:11:10","slug":"renting-a-home-malaysia-tenancy-agreement-move-in-checklist","status":"publish","type":"post","link":"https:\/\/thelorry.com\/my\/blog\/renting-a-home-malaysia-tenancy-agreement-move-in-checklist\/","title":{"rendered":"Renting a Home in Malaysia: Tenancy Agreement, Stamp Duty &amp; Move-In Checklist"},"content":{"rendered":"<figure style=\"text-align:center;max-width:560px;margin:0 auto 24px\"><img loading=\"lazy\" decoding=\"async\" style=\"max-width:100%;height:auto;display:block;margin:0 auto\" src=\"https:\/\/images.pexels.com\/photos\/7190883\/pexels-photo-7190883.jpeg?auto=compress&amp;cs=tinysrgb&amp;w=1200\" alt=\"Tenancy agreement Malaysia: Asian woman checking a move-in inventory on a clipboard inside a rented home\" width=\"560\" height=\"374\" \/><figcaption style=\"font-size:14px;color:#666;margin-top:6px\">Photo by <a href=\"https:\/\/www.pexels.com\/@pavel-danilyuk\/\" target=\"_blank\" rel=\"noopener\">Pavel Danilyuk<\/a> on <a href=\"https:\/\/www.pexels.com\/photo\/woman-looking-at-the-black-clipboard-7190883\/\" target=\"_blank\" rel=\"noopener\">Pexels<\/a><\/figcaption><\/figure>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Renting a home in Malaysia usually moves fast: a viewing on Saturday, a booking fee by Sunday, and an agreement to sign a few days later. That speed is where most rental problems start, from a deposit paid to the wrong person to an agreement that was never stamped.<\/p>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">This guide walks you through every step of a <strong>tenancy agreement in Malaysia<\/strong>, from checking the landlord and agent, to reading the key clauses, stamping the agreement with LHDN, recording the unit&#8217;s condition on move-in day and knowing where to go if a dispute comes up. It pairs with our guide to <a href=\"https:\/\/thelorry.com\/my\/blog\/moving-out-rental-deposit-refund-malaysia\/\">moving out of a rental and getting your deposit back<\/a>, so you can protect yourself at both ends of the tenancy.<\/p>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">This is a general guide for residential tenants and landlords, based on the official sources linked in each section. It is not legal advice. If your situation is complicated, or a large sum is at stake, speak to a lawyer.<\/p>\n<h3 style=\"text-align: justify\"><strong>1. What Protects Tenants and Landlords in Malaysia Today?<\/strong><\/h3>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Malaysia does not yet have a dedicated residential tenancy law in force. On 4 August 2026, the Deputy Minister of Housing and Local Government told the Dewan Negara that the ministry was still finalising the Residential Tenancy Bill, which aims to define the rights and responsibilities of both sides and offer a quicker, cheaper way to settle disputes (<a href=\"https:\/\/bernama.com\/en\/general\/news.php\/?id=2590159\" target=\"_blank\" rel=\"noopener\">Bernama<\/a>). Until that bill becomes law, your rights come mainly from the agreement you sign and a few general laws.<\/p>\n<table style=\"border-collapse:collapse;width:100%;border:1px solid #ccc;margin:16px 0\">\n<thead>\n<tr>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">Law or document<\/th>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">What it means for you<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Your tenancy agreement<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">The main rulebook: rent, deposits, repairs, notice periods, renewal and handover terms. If it is not written down, it is hard to enforce.<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Stamp Act 1949<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">A tenancy agreement must be stamped and the duty paid. An unstamped agreement cannot be admitted as evidence until the duty and any penalty are paid (<a href=\"https:\/\/mylaw.my\/legislation\/stamp-act-1949\/section-52\" target=\"_blank\" rel=\"noopener\">section 52<\/a>).<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Specific Relief Act 1950, section 7(2)<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">When a tenancy has ended but the occupier stays on, the owner can recover the property only through court proceedings (<a href=\"https:\/\/mylaw.my\/legislation\/specific-relief-act-1950\/section-7\" target=\"_blank\" rel=\"noopener\">section 7<\/a>).<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Rules of Court 2012, Order 93<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Individuals can bring money claims of up to RM5,000 in the small claims procedure at the Magistrates&#8217; Court, without a lawyer (<a href=\"https:\/\/www.kehakiman.gov.my\/en\/procedures-civil-cases\" target=\"_blank\" rel=\"noopener\">Kehakiman<\/a>).<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">With no tenancy act to fall back on, your written agreement and records matter most.<\/p>\n<h3 style=\"text-align: justify\"><strong>2. Before You Pay Anything: Check the Agent, the Landlord and the Account<\/strong><\/h3>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Rental scams usually involve pressure to pay quickly, before you have met the owner or seen the unit. These checks take less than an hour.<\/p>\n<h4 style=\"text-align: justify\"><strong>Check the agent on LPPEH<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">If an agent is involved, ask for their name and registration number, then look them up on the <a href=\"https:\/\/search.lppeh.gov.my\/\" target=\"_blank\" rel=\"noopener\">LPPEH Search portal<\/a> run by the Board of Valuers, Appraisers, Estate Agents and Property Managers. The portal lets you search for registered firms, registered estate agents (REA) and real estate negotiators (REN). Check that the name, firm and status match what you were told, and call the firm on its listed number to confirm the person works there.<\/p>\n<h4 style=\"text-align: justify\"><strong>Check the landlord<\/strong><\/h4>\n<ul style=\"text-align: justify\">\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Ask to meet the owner, or ask the agent for written confirmation that they act for the owner.<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Ask to see a recent quit rent or assessment (cukai taksiran) bill for the unit, and check that the owner&#8217;s name matches the person signing the agreement.<\/li>\n<\/ul>\n<h4 style=\"text-align: justify\"><strong>Check the bank account before you transfer<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Before you transfer any booking fee or deposit, check the recipient&#8217;s bank account number on PDRM&#8217;s <a href=\"https:\/\/semakmule.rmp.gov.my\/\" target=\"_blank\" rel=\"noopener\">Semak Mule portal<\/a>. If the account has been reported, do not pay. A clean result does not prove the deal is genuine, so treat it as one check among several, not a guarantee.<\/p>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">&#128073; <strong>Signed your tenancy and need a lorry and movers for move-in day?<\/strong> <a href=\"https:\/\/wa.me\/60179645401\" target=\"_blank\" rel=\"noopener\">WhatsApp TheLorry: 017-964 5401<\/a><\/p>\n<h3 style=\"text-align: justify\"><strong>3. Viewing the Unit: What to Look For<\/strong><\/h3>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Take photos as you go and write your questions down so you can raise them before you sign.<\/p>\n<table style=\"border-collapse:collapse;width:100%;border:1px solid #ccc;margin:16px 0\">\n<thead>\n<tr>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">Area<\/th>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">What to check<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Entrance and windows<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Door locks, grilles, window catches, and how many keys, remotes and access cards come with the unit<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Walls and ceilings<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Water stains, damp patches, cracks and peeling paint, especially near bathrooms and below air-conditioners<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Kitchen<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Sink drainage, tap pressure, signs of leaks under the sink, hob and hood working, cabinet doors and hinges<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Bathrooms<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Water heater, flush, floor drainage, grouting and mould, shower screens<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Electrical<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Every switch and socket you can test, lights, air-conditioners and fans running<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Appliances and furniture<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Which items stay (fridge, washer, beds, sofa) and their condition; these go into the inventory list<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Building (for strata units)<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Lift condition, parking arrangements, rubbish area, and whether management has house rules on moving in and renovation<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">If something needs fixing, agree in writing who will fix it and by when, before you move in.<\/p>\n<h3 style=\"text-align: justify\"><strong>4. The Money You Pay Upfront<\/strong><\/h3>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Before you get the keys, you will usually pay several sums. There is no tenancy statute in force that fixes how much each one should be, so the amounts are set by negotiation and by what the agreement says. What matters is that each payment is written down, with what it covers and when and how it will be refunded.<\/p>\n<table style=\"border-collapse:collapse;width:100%;border:1px solid #ccc;margin:16px 0\">\n<thead>\n<tr>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">Payment<\/th>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">What it usually is<\/th>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">What to make sure of<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Booking or earnest deposit<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Paid to hold the unit while the agreement is prepared<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Get a written receipt that says whether it is refundable and whether it is deducted from the deposits later<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Security deposit<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Held against unpaid rent or damage beyond normal wear and tear<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">The agreement states when it is refunded after the tenancy ends and what can be deducted<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Utility deposit<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Held against unpaid utility bills<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">The agreement states which bills it covers and how final bills are settled<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Advance rental<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">The first month&#8217;s rent, paid upfront<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">The agreement states the due date for later months and how rent is paid<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Stamp duty<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">The duty payable to LHDN on the agreement<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">The agreement states who pays it; see section 6 for how it is calculated<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Agreement preparation fee<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Charged if a lawyer or agent prepares the agreement<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Agree who pays before the agreement is drafted<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Pay by bank transfer to an account you have checked and keep every transfer slip.<\/p>\n<h3 style=\"text-align: justify\"><strong>5. Reading the Tenancy Agreement: Clauses That Matter<\/strong><\/h3>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Read the whole document before signing and ask for changes in writing. These clauses cause the most disputes.<\/p>\n<h4 style=\"text-align: justify\"><strong>Term, renewal and early termination<\/strong><\/h4>\n<ul style=\"text-align: justify\">\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><strong>Term:<\/strong> the start and end dates, and whether the term is fixed (for example one or two years).<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><strong>Option to renew:<\/strong> whether you can renew, how much notice you must give, and how the new rent will be decided.<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><strong>Early termination:<\/strong> what happens if you need to leave early, for example because of a job transfer. Some agreements include a clause allowing early termination with notice and a set penalty. If there is none, ask what happens to your deposit if you leave early.<\/li>\n<\/ul>\n<h4 style=\"text-align: justify\"><strong>Rent, deposits and refunds<\/strong><\/h4>\n<ul style=\"text-align: justify\">\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">The rent amount, due date, method of payment and any late payment charge.<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">How long the landlord has to refund the deposits after you hand back the keys, and what may be deducted.<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">How the final utility bills will be calculated and paid.<\/li>\n<\/ul>\n<h4 style=\"text-align: justify\"><strong>Repairs and maintenance<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">This is the most common source of arguments. A clear agreement splits repairs into categories, for example:<\/p>\n<ul style=\"text-align: justify\">\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Structural and major repairs (roof leaks, main wiring, plumbing pipes) for the landlord.<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Minor repairs and day-to-day upkeep (light bulbs, blocked sinks caused by use, air-conditioner servicing) for the tenant.<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">A rule for who pays when an appliance supplied by the landlord breaks down from normal use.<\/li>\n<\/ul>\n<h4 style=\"text-align: justify\"><strong>House rules, use and changes<\/strong><\/h4>\n<ul style=\"text-align: justify\">\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Whether you may sublet, keep pets, install items like extra shelves or curtains, or repaint walls.<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">For condos and apartments, a duty to follow the building&#8217;s house rules, including those on moving furniture in and out.<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Whether the landlord may enter the unit, and how much notice they must give.<\/li>\n<\/ul>\n<h4 style=\"text-align: justify\"><strong>Handover condition<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">The agreement should require the unit back in its starting condition, &#8220;fair wear and tear excepted&#8221;, with the signed inventory list attached.<\/p>\n<h3 style=\"text-align: justify\"><strong>6. Stamping the Tenancy Agreement with LHDN<\/strong><\/h3>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Under the Stamp Act 1949, a tenancy agreement that has not been duly stamped cannot be admitted in evidence, for example in a deposit claim, until the duty and any penalty are paid (<a href=\"https:\/\/mylaw.my\/legislation\/stamp-act-1949\/section-52\" target=\"_blank\" rel=\"noopener\">Stamp Act 1949, section 52<\/a>).<\/p>\n<h4 style=\"text-align: justify\"><strong>How much is the stamp duty?<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">The duty is based on the average annual rent and the length of the tenancy. The scale was amended by the Finance Act 2024 (<a href=\"https:\/\/mylaw.my\/legislation\/akta-kewangan-2024\/section-27\" target=\"_blank\" rel=\"noopener\">section 27<\/a>) and now applies to the full annual rent:<\/p>\n<table style=\"border-collapse:collapse;width:100%;border:1px solid #ccc;margin:16px 0\">\n<thead>\n<tr>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">Length of the tenancy<\/th>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">Duty for every RM250 (or part of RM250) of annual rent<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">One year or less<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">RM1<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">More than one year, up to three years<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">RM3<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">More than three years, up to five years<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">RM5<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">More than five years or indefinite<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">RM7<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><strong>Worked example:<\/strong> rent of RM2,000 a month is RM24,000 a year. RM24,000 divided by RM250 is 96. For a one-year tenancy, the duty is 96 x RM1 = RM96. For a two-year tenancy, it is 96 x RM3 = RM288. If the annual rent does not divide exactly by RM250, round up to the next whole unit. A duplicate copy for the other party carries its own small duty. Older online calculators that subtract RM2,400 from the annual rent first are using the pre-2025 formula.<\/p>\n<h4 style=\"text-align: justify\"><strong>How to stamp under the self-assessment system<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Since 1 January 2026, tenancy and lease agreements fall under LHDN&#8217;s Stamp Duty Self-Assessment System (STSDS). According to <a href=\"https:\/\/www.hasil.gov.my\/en\/duti-setem\/sistem-taksir-sendiri-duti-setem-stsds\/\" target=\"_blank\" rel=\"noopener\">LHDN<\/a>, the person paying the duty, or an agent they appoint, needs to:<\/p>\n<ul style=\"text-align: justify\">\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">have a Tax Identification Number (TIN);<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">log in through the MyTax portal and upload the agreement;<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">fill in the STSDS return form and self-assess the duty;<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">pay within the set period; and<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">keep the stamped agreement and related records for seven years from the date the duty was paid.<\/li>\n<\/ul>\n<h4 style=\"text-align: justify\"><strong>Deadline and late penalties<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">The agreement must be stamped within 30 days of signing in Malaysia. Late stamping attracts a penalty of RM50 or 10% of the duty underpaid, whichever is higher, if stamped within three months after the deadline, and RM100 or 20%, whichever is higher, after that (<a href=\"https:\/\/www.hasil.gov.my\/duti-setem\/penalti-duti-setem\/\" target=\"_blank\" rel=\"noopener\">LHDN, Penalti Duti Setem<\/a>).<\/p>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">By custom the tenant often pays the stamp duty, but this is a matter for the agreement, so make sure it says who pays and who will submit it. If an agent or lawyer stamps it for you, ask for a copy of the stamp certificate.<\/p>\n<h3 style=\"text-align: justify\"><strong>7. Move-In Day Inspection and Inventory<\/strong><\/h3>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Do the inspection before your furniture comes in, while every wall and floor is still visible.<\/p>\n<h4 style=\"text-align: justify\"><strong>Record the condition<\/strong><\/h4>\n<ul style=\"text-align: justify\">\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Walk through every room with the landlord or agent if possible, and take dated photos and a slow video of each wall, floor, ceiling, door and fitting.<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Photograph existing damage up close: scratches, stains, chipped tiles, cracked mirrors, loose handles.<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Test every appliance and air-conditioner and note any that do not work.<\/li>\n<\/ul>\n<h4 style=\"text-align: justify\"><strong>Sign an inventory list<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">List every item supplied with the unit, its condition and its quantity, including keys, remotes and access cards. Both sides sign and date the list and each keeps a copy. Attach the photos or share them by email or messaging app on the same day, so there is a timestamped record.<\/p>\n<h4 style=\"text-align: justify\"><strong>Note the meter readings<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Photograph the electricity and water meter readings on the day you take over. This avoids arguments about who used what when the first bill arrives, and again when you move out.<\/p>\n<table style=\"border-collapse:collapse;width:100%;border:1px solid #ccc;margin:16px 0\">\n<thead>\n<tr>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">Move-in record<\/th>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">Why it matters<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Signed inventory list<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Proves what was supplied and in what condition<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Dated photos and video<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Shows damage that existed before you moved in<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Meter readings<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Separates your usage from the previous occupant&#8217;s<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Key and access card count<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Avoids charges for &#8220;missing&#8221; items at move-out<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Written list of agreed repairs<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Holds the landlord to fixes promised before move-in<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">&#128073; <strong>Want help moving furniture and boxes into your new rental?<\/strong> <a href=\"https:\/\/wa.me\/60179645401\" target=\"_blank\" rel=\"noopener\">WhatsApp TheLorry: 017-964 5401<\/a><\/p>\n<h3 style=\"text-align: justify\"><strong>8. Utilities, Address and Insurance<\/strong><\/h3>\n<h4 style=\"text-align: justify\"><strong>Utility accounts<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Agree in writing whether the electricity, water and internet accounts stay in the landlord&#8217;s name or move to yours, and who pays which bills. If the accounts stay in the landlord&#8217;s name, keep copies of every bill you pay. For other jobs after the move, see our list of <a href=\"https:\/\/thelorry.com\/my\/blog\/5-things-to-do-after-your-move\/\">things to do after your move<\/a>.<\/p>\n<h4 style=\"text-align: justify\"><strong>Protect your own belongings<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">A landlord&#8217;s fire or homeowner policy covers the building, not your things. A householder policy (also called home contents insurance) covers the contents of a home, such as furniture, appliances and personal items, against listed risks such as fire, lightning, explosion and theft involving forcible entry, according to <a href=\"https:\/\/insuranceinfo.com.my\/planning-to-get-a-home-insurance-in-malaysia-let-us-guide-you-on-coverage-policies-and-whats-included\/\" target=\"_blank\" rel=\"noopener\">insuranceinfo.com.my<\/a>. Policies list the items covered and may factor in depreciation, so keep receipts and photos of valuable items.<\/p>\n<h3 style=\"text-align: justify\"><strong>9. Planning Move-In Day<\/strong><\/h3>\n<h4 style=\"text-align: justify\"><strong>Book the building early<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Condos and apartments often require a lift booking and set moving hours. Ask the management office what they need from a new tenant, such as a copy of the tenancy agreement or a registration form, and whether a refundable renovation or moving deposit applies.<\/p>\n<h4 style=\"text-align: justify\"><strong>Choose the vehicle and prepare appliances<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">A single room may only need a van or a 4&#215;4 pickup, while a furnished family home needs a bigger lorry; see our guide to <a href=\"https:\/\/thelorry.com\/my\/blog\/how-to-choose-the-correct-lorry-type-and-size-when-renting-a-lorry\/\">choosing the correct lorry type and size<\/a>. Fridges and washing machines need preparation before they travel (<a href=\"https:\/\/thelorry.com\/my\/blog\/move-fridge-washing-machine-appliances-safely-malaysia\/\">moving appliances safely<\/a>), and if you move in the rainy months, our <a href=\"https:\/\/thelorry.com\/my\/blog\/moving-house-monsoon-season-malaysia\/\">monsoon moving guide<\/a> covers rain-proof packing.<\/p>\n<h3 style=\"text-align: justify\"><strong>10. If a Dispute Comes Up<\/strong><\/h3>\n<h4 style=\"text-align: justify\"><strong>Step by step<\/strong><\/h4>\n<ul style=\"text-align: justify\">\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><strong>Raise it in writing.<\/strong> Describe the problem, refer to the clause in the agreement, attach photos and propose a fix and a deadline.<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><strong>Send a formal letter of demand<\/strong> if there is no reply, stating the amount you claim and a final date to pay.<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><strong>Consider the small claims procedure.<\/strong> An individual can claim up to RM5,000 in the Magistrates&#8217; Court under Order 93 of the Rules of Court 2012. Lawyers do not represent the parties, and you start by filing Form 198 at the court registry (<a href=\"https:\/\/ekss-portal.kehakiman.gov.my\/portals\/media\/attachments\/Self-Representative\/Small%20Claim.pdf\" target=\"_blank\" rel=\"noopener\">Kehakiman, Small Claims guide (PDF)<\/a>). Claims above that amount go through the ordinary civil courts.<\/li>\n<\/ul>\n<h4 style=\"text-align: justify\"><strong>When the tenancy has ended<\/strong><\/h4>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">If a tenancy has ended and the occupier has not left, section 7(2) of the Specific Relief Act 1950 says the owner may recover the property only through court proceedings. For landlords, that means going to court rather than changing locks or removing belongings.<\/p>\n<h3 style=\"text-align: justify\"><strong>How TheLorry Can Help<\/strong><\/h3>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">TheLorry moves homes across Malaysia, from single rooms to family houses. According to our <a href=\"https:\/\/thelorry.com\/my\/consumer\/house-moving\/\">house moving service page<\/a>, you can choose from vehicles ranging from a 4&#215;4 pickup to a 5-tonne lorry, and add services such as:<\/p>\n<ul style=\"text-align: justify\">\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">movers (manpower) for loading and unloading;<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">boxing up fragile and loose items;<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">wrapping furniture and items with bubble wrap;<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">disassembling and re-assembling furniture; and<\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">insurance coverage for your move.<\/li>\n<\/ul>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Clearing out old furniture? TheLorry also offers a <a href=\"https:\/\/thelorry.com\/my\/consumer\/disposal\/\">disposal service<\/a>.<\/p>\n<h3 style=\"text-align: justify\"><strong>Quick Checklist: Renting a Home in Malaysia<\/strong><\/h3>\n<table style=\"border-collapse:collapse;width:100%;border:1px solid #ccc;margin:16px 0\">\n<thead>\n<tr>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">Stage<\/th>\n<th style=\"border:1px solid #ccc;padding:8px;background:#f5f5f5;text-align:left;color:#333;font-size:17px\">To do<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Before paying<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Check the agent on LPPEH, check the owner&#8217;s name against a bill, check the bank account on Semak Mule<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Viewing<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Photograph defects, test fittings, count keys and cards, list items that stay<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Agreement<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Check term, renewal, early termination, deposit refund, repairs split, house rules and handover clauses<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Stamping<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Stamp within 30 days through MyTax (STSDS), keep the certificate and records<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Move-in<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Do the inspection before furniture arrives, sign the inventory, photograph meter readings<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">After move-in<\/td>\n<td style=\"border:1px solid #ccc;padding:8px;color:#333;font-size:17px;line-height:1.6;vertical-align:top\">Settle utility accounts, consider householder insurance, keep every receipt and message<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 style=\"text-align: justify\"><strong>Frequently Asked Questions (FAQ)<\/strong><\/h3>\n<h5 style=\"text-align: justify\"><strong>Who pays the stamp duty on a tenancy agreement?<\/strong><\/h5>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">The law sets the duty, but who bears the cost is usually decided in the agreement. In practice tenants often pay it. Agree on this before you sign, and agree who will submit it through MyTax.<\/p>\n<h5 style=\"text-align: justify\"><strong>How much stamp duty do I pay on a one-year tenancy at RM1,500 a month?<\/strong><\/h5>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">The annual rent is RM18,000. RM18,000 divided by RM250 is 72, so the duty is 72 x RM1 = RM72 for a tenancy of one year or less. For a two-year tenancy at the same rent, it is 72 x RM3 = RM216.<\/p>\n<h5 style=\"text-align: justify\"><strong>Is there a legal limit on rental deposits in Malaysia?<\/strong><\/h5>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">There is no residential tenancy act in force yet, so the deposit amounts are whatever the landlord and tenant agree. The Residential Tenancy Bill was still being finalised as of August 2026. Make sure the agreement states each deposit, what it covers and when it will be refunded.<\/p>\n<h5 style=\"text-align: justify\"><strong>Can my landlord lock me out if I am late with rent?<\/strong><\/h5>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">Malaysia&#8217;s Specific Relief Act 1950 requires an owner to go through the courts to recover a property from an occupier after a tenancy has ended. If you are in a dispute over rent or possession, keep paying what you can, communicate in writing, and get legal advice early.<\/p>\n<h3 style=\"text-align: justify\"><strong>Conclusion<\/strong><\/h3>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">A good rental starts long before move-in day. Check who you are dealing with, read and negotiate the <strong>tenancy agreement in Malaysia<\/strong> before you sign, stamp it with LHDN within 30 days, and record the unit&#8217;s condition in detail on the day you collect the keys. Those few hours of paperwork are what protect your deposit and your peace of mind for the rest of the tenancy.<\/p>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\">&#128073; <strong>Ready to move into your new rental? Get a quote from TheLorry:<\/strong> <a href=\"https:\/\/wa.me\/60179645401\" target=\"_blank\" rel=\"noopener\">WhatsApp TheLorry: 017-964 5401<\/a><\/p>\n<h3 style=\"text-align: justify\"><strong>Sources<\/strong><\/h3>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><strong>Official sources<\/strong><\/p>\n<ul style=\"text-align: justify\">\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/www.hasil.gov.my\/en\/duti-setem\/sistem-taksir-sendiri-duti-setem-stsds\/\" target=\"_blank\" rel=\"noopener\">LHDN (HASiL), Stamp Duty Self-Assessment System (STSDS)<\/a><\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/www.hasil.gov.my\/duti-setem\/penalti-duti-setem\/\" target=\"_blank\" rel=\"noopener\">LHDN (HASiL), Penalti (Duti Setem)<\/a><\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/mylaw.my\/legislation\/akta-kewangan-2024\/section-27\" target=\"_blank\" rel=\"noopener\">Finance Act 2024, section 27 (amendment to the Stamp Act 1949 First Schedule, item 49), official text via mylaw.my<\/a><\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/mylaw.my\/legislation\/stamp-act-1949\/section-52\" target=\"_blank\" rel=\"noopener\">Stamp Act 1949, section 52, official text via mylaw.my<\/a><\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/mylaw.my\/legislation\/specific-relief-act-1950\/section-7\" target=\"_blank\" rel=\"noopener\">Specific Relief Act 1950, section 7, official text via mylaw.my<\/a><\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/www.kehakiman.gov.my\/en\/procedures-civil-cases\" target=\"_blank\" rel=\"noopener\">Office of the Chief Registrar, Federal Court of Malaysia: Procedures in Civil Cases<\/a><\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/ekss-portal.kehakiman.gov.my\/portals\/media\/attachments\/Self-Representative\/Small%20Claim.pdf\" target=\"_blank\" rel=\"noopener\">Kehakiman: What Is Small Claim Court? (PDF)<\/a><\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/search.lppeh.gov.my\/\" target=\"_blank\" rel=\"noopener\">LPPEH Search (Board of Valuers, Appraisers, Estate Agents and Property Managers)<\/a><\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/semakmule.rmp.gov.my\/\" target=\"_blank\" rel=\"noopener\">PDRM CCID, Semak Mule<\/a><\/li>\n<\/ul>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><strong>Other sources<\/strong><\/p>\n<ul style=\"text-align: justify\">\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/bernama.com\/en\/general\/news.php\/?id=2590159\" target=\"_blank\" rel=\"noopener\">Bernama, Residential Tenancy Bill Being Finalised To Balance Rights Of Tenants And Landlords (4 August 2026)<\/a><\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/insuranceinfo.com.my\/planning-to-get-a-home-insurance-in-malaysia-let-us-guide-you-on-coverage-policies-and-whats-included\/\" target=\"_blank\" rel=\"noopener\">insuranceinfo.com.my, Planning to get a home insurance in Malaysia?<\/a><\/li>\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/thelorry.com\/my\/consumer\/house-moving\/\">TheLorry, On-Demand Moving<\/a><\/li>\n<\/ul>\n<p style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><strong>Photo<\/strong><\/p>\n<ul style=\"text-align: justify\">\n<li style=\"text-align: justify;font-size:18px;line-height:1.7;color:#333\"><a href=\"https:\/\/www.pexels.com\/@pavel-danilyuk\/\" target=\"_blank\" rel=\"noopener\">Pavel Danilyuk<\/a> on Pexels: <a href=\"https:\/\/www.pexels.com\/photo\/woman-looking-at-the-black-clipboard-7190883\/\" target=\"_blank\" rel=\"noopener\">photo<\/a> (Pexels License: <a href=\"https:\/\/www.pexels.com\/license\/\" target=\"_blank\" rel=\"noopener\">pexels.com\/license<\/a>)<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Photo by Pavel Danilyuk on Pexels Renting a home in Malaysia usually moves fast: a viewing on Saturday, a booking fee by Sunday, and an&#8230;<\/p>\n","protected":false},"author":45,"featured_media":17248,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":{"0":"post-17247","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-movingtips"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Renting a Home in Malaysia: Tenancy Agreement, Stamp Duty &amp; 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